Vehicle-backed finance
Logbook Loan
Explore a structured Spectrum solution designed around real customer needs.
Typical requirements✓ National ID / Passport✓ KRA PIN✓ Original motor vehicle logbook✓ Bank / M-Pesa statements
Our Products
Finance for every stage of progress.
Browse Spectrum solutions by need, compare typical requirements and move directly into an application.
Working capital
SME Loans
Explore a structured Spectrum solution designed around real customer needs.
Typical requirements✓ National ID / KRA PIN✓ Business registration documents✓ Bank / M-Pesa statements✓ Business assessment documents
Education finance
Study Abroad Loan
Explore a structured Spectrum solution designed around real customer needs.
Typical requirements✓ National ID / Passport✓ Admission / offer documents✓ Proof of income✓ Supporting financial documents
Contract & trade support
Trade Finance
Explore a structured Spectrum solution designed around real customer needs.
Typical requirements✓ Company registration documents✓ KRA PIN / CR12 where applicable✓ Contract / LPO / tender documents✓ Financial statements
Import support
Import Duty Financing
Explore a structured Spectrum solution designed around real customer needs.
Typical requirements✓ National ID / company documents✓ Import documents✓ Proforma / customs documentation✓ Proof of repayment capacity
Creative-economy finance
Wasanii Boost
Explore a structured Spectrum solution designed around real customer needs.
Typical requirements✓ National ID / KRA PIN✓ Evidence of creative income or contracts✓ Bank / M-Pesa statements✓ Supporting business profile
Insurance solutions
Insurance
Explore a structured Spectrum solution designed around real customer needs.
Typical requirements✓ National ID / company documents✓ Insurance quotation / renewal notice✓ Proof of income✓ Additional underwriting documents
Investment opportunities
Investments
Explore a structured Spectrum solution designed around real customer needs.
Typical requirements✓ National ID / KRA PIN✓ Completed onboarding documents✓ Source-of-funds information✓ Additional compliance documents
Requirements shown are indicative and may vary by product, customer profile and credit assessment.
Simple Journey
From need to decision
01
Choose
Select the product that best matches your need.
02
Apply
Submit your details and supporting documents.
03
Assessment
Our team reviews eligibility, affordability and documentation.
04
Decision
If approved, review the terms and proceed to disbursement.