Privacy Policy

1. Information we collect

We may collect identity, contact, application, financial, device and communication information when you use our services or submit an application.

2. How we use information

Information may be used to respond to enquiries, assess applications, provide services, manage customer relationships, prevent fraud, meet legal obligations and improve service delivery.

3. Sharing and retention

Information may be shared with authorized service providers, credit-reference or verification providers, regulators and other parties where permitted or required by law. Records should be retained only for appropriate legal and operational periods.

4. Your choices and rights

Customers may contact Spectrum regarding access, correction, objection or other data-protection requests, subject to applicable law.

5. Contact

For privacy enquiries: info@spectrumcredit.co.ke.

This template is provided for website development and should be reviewed by Spectrum Credit Limited’s legal/compliance team before publication. Product-specific disclosures, fees, interest rates, customer-consent wording and statutory notices should be inserted where applicable.